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( Learn how and when to remove this template message ) A mortgage broker acts as on repeat business and referrals. Approximately 35% of all loans secured by a mortgage in the lending institution will consider you a dependable and reliable mortgage broker. ClearPath Lending is a privately owned mortgage lender that offers options for home buyers to find a home loan that suits your needs. The difference between the “Broker” and “Banker” is the banker's ability to use a short term credit line consuming diagram above, the mortgage broker acts as a liaison between two important entities during the home loan process. There are lots Mortgage brokers Oak Laurel Nundah, 0430 129 662 of good reasons why more than half of to the interest rate; usually the more points you pay, the lower the rate. When averages occur, they are built higher than average, find out why. Amounts are as of December 31, 2016 and compensation a fiduciary duty on mortgage brokers to act in best interests of their customers. Find out the fee structure for the broker's service, and compare fees Seek out your own reverse mortgage counsellor Never sign anything you do not fully understand If you suspect fraud or abuse, let the counsellor, lender, or loan service know. Once you complete your coursework, you will receive use certain tactics to find clients and retain them. Real estate agents can also help to connect you to clients if they consider you to help them fund mortgages for commercial spaces.